What Does Wayne Bank and Trust Co. Do With Your Personal Information?
Rev. Date June 2014
| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
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| What? |
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
When you are no longer our customer, we continue to share your information as described in this notice.
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| How? | All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons Wayne Bank and Trust Co. chooses to share, and whether you can limit this sharing. |
| Reasons We Can Share Your Personal Information | Does Wayne Bank and Trust Co. Share? | Can You Limit This Sharing? |
|---|---|---|
| For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes | No |
| For our marketing purposes – to offer our products and services to you |
Yes | No |
| For joint marketing with other financial companies | No | We Do Not Share |
| For our affiliates’ everyday business purposes – information about your transactions and experiences |
No | We Do Not Share |
| For our affiliates’ everyday business purposes – information about your creditworthiness |
No | We Do Not Share |
| For our affiliates to market to you | No | We Do Not Share |
| Questions? | Call 765-935-5222 or go to www.waynebankonline.com | |
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| What We Do | |
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| How does Wayne Bank and Trust Co. protect my information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products and services to you. |
| How does Wayne Bank and Trust Co. collect my information? |
We collect your personal information, for example, when you
We also collect your personal information from others such as credit bureaus, affiliates, or other companies.
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| Why can’t I limit all sharing? |
Federal law gives you the right to limit only
State laws and individual companies may give you additional rights to limit sharing.
(See below for more on your rights under state law.) |
| Definitions | |
|---|---|
| Affiliates | Companies related by common ownership or control. They can be financial and non-financial companies. Wayne Bank and Trust Co. does not share with affiliates. |
| Non‑Affiliates | Companies not related by common ownership or control. They can be financial and non-financial companies. Wayne Bank and Trust Co. does not share with non-affiliates. |
| Joint Marketing | A formal agreement between non-affiliated financial companies that together market financial products or services to you. Wayne Bank and Trust Co. does not jointly market. |
| Other Important Information | |
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| In accordance with Indiana law, Wayne Bank and Trust Co. will not share information we collect about Indiana residents with companies outside of Wayne Bank and Trust Co., except as permitted by law, such as legal processes or as required to service your account. We will limit sharing within our company to the extent required by applicable Indiana law. | |
