All Checking accounts include free...
| Free & Easy Checking | Benefits Checking | 50+ Interest Checking | Premier Interest Checking | |
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| No minimum balance |  |
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| No monthly service charge | |
$6.95 | |
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| Competitive interest | - |
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| Free checks | - |
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| Free online banking | |
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| Free mobile banking and mobile deposit | |
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| Free bill pay | |
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| Free debit card | |
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| Access to ~40,000 surcharge-free ATMs nationwide via the MoneyPass® | |
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| Free eStatements with online check images | |
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| Free 'Thank You' Gift | |
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| Buy back of unused checks and debit card from another financial institution | |
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| *Cell phone protection, Identity theft assistance, Roadside assistance, $10,000 accidental death and dismemberment insurance, Shopping, dining and travel discounts | YES! |
- Minimum opening deposit - $50
- Other fees such as non-sufficient funds, overdraft fees, etc. may apply. See our PDF Miscellaneous Fees and Charges schedule.
- Free gift provided at the time of account opening
- Up to $10 for checks and debits cards from another financial institution given at the time the checks/debit cards are presented
- Offer good on personal account only; ask about our outstanding options for your business or organization
- Ask for details. Bank rules and regulations apply
Ask Us About the Best Checking Option for You
Are you unsure about which personal checking option makes the most sense for you? Read through the list of questions below. Answer “YES” or “NO” to each question. Once you’re done answering the questions, you will know the recommended personal checking account option that makes the most sense for you right now.
Every New Personal Checking Account Includes
- FREE debit card
- FREE online banking
- FREE bill pay
- FREE mobile banking with mobile deposit
- FREE eStatement with online check images
- FREE 'Thank You' Gift
- Buy Back of your unused checks and debit cards from another financial institution.
1. Would you like benefits such as cell phone protection, identity theft assistance, shopping discounts and more for only $6.95 per month?
Yes >>> Benefits Checking (An account for those who want extra features!)
- Cell phone protection
- Identity theft assistance
- Roadside assistance
- $10,000 accidental death and dismemberment insurance
- Shopping, dining and travel discounts
- Only $6.95 per month
*Cell phone protection and identity theft assistance are subject to additional terms and conditions. $10,000 Accidental Death and Dismemberment Insurance Coverage is provided at no additional charge. Total coverage splits evenly among all authorized signers as indicated on the account opening signature cards. Insurance products are not deposits, not FDIC insured, not insured by any federal government agency, not guaranteed by the bank.
NO? Here's another option for you:
2. To earn a higher rate of interest, will you always keep more than $1,500 in your checking account?
Yes >>> Premier Interest Checking (An account for those interested in higher interest!)
- FREE personalized checks
- Higher interest rate with a balance of $1,500 or more
- Competitive interest if balance falls below $1,500
- Only $6 monthly charge if minimum balance falls below $1,500
NO? Here's another option for you:
3. Will there be anyone 50 years or over signing on this account?
YES >>> 50+ Interest Checking (A perfect account for customers 50 and over!)
- FREE personalized checks
- Competitive interest
- No minimum balance
- No monthly service charge
NO? Here's another option for you:
Free and Easy Checking Checking (A FREE account for everyone!)
- No minimum balance
- No monthly service charge
If you still have questions or concerns, we are here to help! Simply call us at (765) 935 - 5222 or send us an email at info@waynebnk.com to get started!
Where do I start in switching my checking account? View our switch kit to help you get started today.
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