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Current Rates - Effective: October 23, 2024
CD & IRA Specials
| Account Product |
Minimum Opening Deposit |
Min. Bal. to obtain annual percentage yield |
interest rate |
Annual Percentage Yield |
|---|---|---|---|---|
| *11 Month CD(a) | $1,000 | $1,000 |
4.50% |
4.55% |
| *15 Month IRA(a) | $100 | $100 | 4.50% | 4.55% |
*Upon maturity of the initial term, CD will renew at 9 month term and IRA will renew at 12 month term. You will have ten (10) calendar days after maturity to withdraw the funds without penalty. APY compounds semi-annually.
Money Market Account Rates
| Account Product | Minimum Opening Deposit | Min. Bal. to obtain annual percentage yield | interest rate | APY |
|---|---|---|---|---|
| Silver Eagle Money Market Account(b) | $50 | No minimum |
- |
- |
| Daily balances of: | ||||
| $0.00- $24,999.99 |
- |
1.01% | 1.02% | |
| $25,000.00 - $49,999.99 |
- |
1.25% | 1.26% | |
| $50,000.00 - $99,999.99 |
- |
1.51% | 1.52% | |
| $100,000.00 - $249,999.99 |
- |
2.05% | 2.07% | |
| $250,000.00 - $499,999.99 |
- |
2.20% | 2.22% | |
| $500,000.00 - $999,999.99 | - |
2.70% | 2.73% | |
| $1,000,000+ | - | 3.21% | 3.26% |
Certificate Rates
| Account Product |
Minimum Opening Deposit |
Min. Bal. to obtain annual percentage yield |
interest rate |
Annual Percentage Yield |
|---|---|---|---|---|
| 182 day certificate(a) | $1,000 | $1,000 |
3.00% |
3.02% |
| 1 yr certificate(a) | $1,000 |
$1,000 |
3.30% |
3.33% |
| 18 month certificate(a) | $1,000 |
$1,000 |
3.25% | 3.28% |
| 2 yr certificate(a) | $1,000 |
$1,000 |
3.25% | 3.28% |
|
3 yr certificate(a)
|
$1,000 |
$1,000 |
3.25% | 3.28% |
|
4 yr certificate(a)
|
$1,000 |
$1,000 |
3.20% | 3.23% |
|
5 year certificate(a)
|
$1,000 |
$1,000 |
3.15% | 3.18% |
IRAs
| Account Product |
Minimum Opening Deposit |
Min. Bal. to obtain APY |
Interest Rate | Apy |
|---|---|---|---|---|
| 1 Year IRA(a) | $100 | $100 | 3.30% | 3.33% |
| 18 Month IRA(a) |
$100 | $100 |
3.25% | 3.28% |
| 2 Year IRA(a) |
$100 |
$100 |
3.25% | 3.28% |
| 3 Year IRA(a) |
$100 |
$100 |
3.25% | 3.28% |
| 4 Year IRA(a) |
$100 |
$100 |
3.20% | 3.23% |
| 5 Year IRA(a) | $100 |
$100 |
3.15% | 3.18% |
Checking Accounts
| Account Product | Minimum Opening Deposit | Min. Bal. to obtain annual percentage yield | interest rate | APY |
|---|---|---|---|---|
| 50+ Interest Checking(b) | $50 | No minimum |
0.07% | 0.07% |
| Premier Interest Checking(b) | $50 | No minimum | ||
| Daily balances of: | ||||
| $0.00- $1,499.99 |
- |
0.07% | 0.07% | |
| $1,500.00 - $2,499.99 |
- |
0.07% | 0.07% | |
| $2,500.00 - $9,999.99 |
- |
0.10% | 0.10% | |
| $10,000.00 - $24,999.99 |
- |
0.12% | 0.12% | |
| $25,000.00 - $49,999.99 |
- |
0.20% | 0.20% | |
| $50,000.00+ | - |
0.25% | 0.25% |
Savings Accounts
| Account Product | Minimum Opening Deposit | Min. Bal. to obtain annual percentage yield | interest rate | APY |
|---|---|---|---|---|
| Health Savings Account(b) | $100 | No minimum |
- |
- |
| Daily balances of: | ||||
| $0.00- $499.99 |
- |
0.07% | 0.07% | |
| $500.00 - $2,499.99 |
- |
0.10% | 0.10% | |
| $2,500.00+ |
- |
0.15% | 0.15% | |
| Regular and Youth Savings(b) | $50 | No minimum |
- |
- |
| Daily balances of: | ||||
| $0.00- $499.99 |
- |
0.07% | 0.07% | |
| $500.00 - $9,999.99 |
- |
0.07% | 0.07% | |
| $10,000.00 - $24,999.99 |
- |
0.15% | 0.15% | |
| $25,000.00 - $49,999.99 |
- |
0.20% | 0.20% | |
| $50,000.00+ |
- |
0.25% | 0.25% | |
| Christmas Club(b) | $25 | No minimum |
0.05% | 0.05% |
Business Interest Checking
| Account Product | Minimum Opening Deposit | Min. Bal. to obtain annual percentage yield | interest rate | APY |
|---|---|---|---|---|
| Business Interest Checking(b) | $50 | No minimum |
- |
- |
| Daily balances of: | ||||
| $0.00- $499.99 |
- |
0.00% | 0.00% | |
| $500.00+ |
- |
0.07% | 0.07% |
(a) A penalty may be imposed for early withdrawal.
(b) The interest rate and annual percentage yield may change after account opening.
(c) Daily balance. The amount of the principal in the account each day.
Fees could reduce the earnings on the account. For current rate information call (888) 769-2963. Member FDIC
