Home Loans

For most people, buying a home is the biggest investment of their life. You should feel comfortable and confident in the home buying process. Our mortgage lenders work with you hand-in-hand every step of the way. You get our full attention whether you are purchasing a new home, refinancing your current home, or buying your first home. Wayne Bank offers a wide variety of mortgage products to fit your borrowing needs.

Even better? We do not sell our loan servicing. This means we are always here to answer your questions about the home buying process, explain your payment plans and options, and address any concerns about your loan. You can choose from the following:

Conventional: Our conventional mortgage loans include programs for the 1st time home buyer and beyond. Contact one of our loan professionals for details.

Government: If you qualify for a government loan, several potential benefits can make it an attractive borrowing choice.

VA Loans: Providing special benefits for qualified Veterans

FHA & USDA Loans: Low down payment options, low closing costs and easy credit qualification for those that qualify.

Investment Property: Whether it’s a single-family home, townhome, condominium, or multi-family dwelling, Wayne Bank can help you with your financing needs.

Manufactured Housing: Financing available to fit your needs.

Construction: Construction loans are a convenient loan product to finance a new home, garage, out building, or remodeling project. If you’re planning to build a new home or remodel your existing home, let Wayne Bank construct the perfect financing option for you.

Home Equity: We have a variety of home equity loans available to suit your needs. Let the equity in have in your homework for you.

Bridge: Needing to use the equity in your current home in order to purchase your dream home? We offer bridge loans to make your home purchase go smoothly.

In-house Portfolio: Do you have a property that just doesn’t fit the conventional market? Contact us to discuss your options.

Learn More About HELOCS  Check out our home loan resources