Find freedom from surcharges with MoneyPass®!

The MoneyPass ATM Network has around 40,000 convenient locations coast to coast, giving you more choices for accessing your accounts - and all are surcharge-free! This means that you can use your Wayne Bank Visa® Debit card at ATMs around the country which display the MoneyPass logo, and you won’t be charged a surcharge fee by that institution. So whether you keep your travels close to home or hit the road often, look for the MoneyPass logo to avoid surcharges.

It is our goal to provide the best and most convenient services to our customers as possible. We hope that you find this service to be beneficial. Please feel free to let us know if you have any questions.

Visit MoneyPass.com to view eligible ATMs across the nation!

(Please note, this program is not applicable to business or savings accounts.)


Frequently Asked Questions:



Quotation marks

What's an ATM surcharge fee?


The owner of an ATM can charge cardholders a user fee. The surcharge fee may be as high as $5! You can use your MoneyPass® card at MoneyPass ATMs to avoid paying that surcharge fee. Please be aware that your card-issuing institution (bank, credit union or prepaid card issuer) may charge other fees. You may wish to contact your card issuer to determine if you will be charged other fees associated with ATM transactions.

How do I know if I can use my card surcharge-free at MoneyPass ATMs?


Your card-issuing institution (bank, credit union or prepaid card issuer) must participate in the MoneyPass Network for you to have surcharge-free access at MoneyPass ATMs. If it does participate, you may see the MoneyPass logo on your card. If not, contact your issuing institution to find out if your card can be used surcharge-free at MoneyPass ATMs.

Are there MoneyPass ATMs located outside of the United States?


MoneyPass surcharge-free ATMs are only found within the United States and Puerto Rico.

I was charged a fee at an ATM that I believed to be a surcharge-free MoneyPass ATM. What can I do?

If you are a MoneyPass cardholder and you were charged a fee at a MoneyPass ATM, please contact your card-issuing institution (bank, credit union or prepaid card issuer). There should be a phone number on the back of your card to contact your issuer. To expedite the process, it is helpful to have the exact address, date and time of the ATM transaction – this should all be on the ATM receipt.

How do I use my card to withdraw cash? What is my PIN number? Can I make a deposit? What is my account number? How much can I withdraw?

Questions about how to use your card or your account can be directed to the organization that issued the card (bank, credit union or prepaid card issuer). There should be a phone number on the back of your card to help you reach customer service for your card. MoneyPass is not the issuer of your card and therefore we do not have access to your account information, nor are we able to answer questions about your card or account. Please contact your bank, credit union or other issuing organization for more information about your account or how to use your card.











Learning Center

Personal Checking


swipe hint
Two friends smiling.

Tell a Friend about Free and Easy Checking

And you'll both get a free gift.

Couple looking at papers and calculator.

4 Simple Steps to Kick-Start Your Financial Success

Start small, plan better, and reach your financial goals.

woman wearing sunglasses looking at phone

Zelle 

A convenient way to send money using your mobile banking app or online banking account.